Showing posts with label FTC. Show all posts
Showing posts with label FTC. Show all posts

Wednesday, July 1, 2009

President Says "People Shouldn't Be Going Bankrupt Because They Get Sick"

That is a special statement to make but we haven't seen much in the way of helping those who need the help most and not certainly not represented aggressively in the Presidents Inner Circle. It is true, that a significant number of Chapter 7 Bankruptcies occur because of Illness and especially with those over 50. On the surface, this seems to be a simple matter but we can assure you it isn't a simple matter.

When does one find out that you are over your head during an expensive illness? When you walk in or carried into the hospital? Do they hand you a copy of their Price List? Do you know of any hospital that will give you a copy of their Price List? The FTC goes to great lengths to make sure that most things are marked clearly with a price. But, what about medical care- Hospitals, Doctors, etc etc...........the Medical Field seems to be exempt from these controls............so, we ask, when do you know that you can no longer afford to live like a respectable person but have just gone into debt to the point that only filing for Bankruptcy will cure your financial health condition? The Hospital most likely will know and have you coded as probable much sooner then you will have any idea.

So, what does the President mean? Is he going to help? If so, in Simple Terms, how? We will be happy to report as soon as we see a sign. A good start might be getting the Top Executives of AARP involved in advising the President's top people on the pressing needs of those over 50 begging the question, why are those receiving Social Security not receiving a Cost of Living increase this year? That would be a sign that the Administration is committed to helping those who need it. The Social Security recipients is a group that can least afford to not receive a Cost of Living increase. In a time when this country is in financial trouble but is still very generous to other countries, we think it is time to look to our own to make sure they are taken care of? We have people in this country who are in every bit as much trouble as those we see the Stars reaching out to in Africa and else where. Any idea how much this country give to countries in Africa? Might be interesting to know but let's take care of our own first. Or, are we hearing hollow words from the President?

We encourage you to keep informed and we think that AARP is your best and to be trusted source for those over 50 years of age. Inaddition, write and call your Representatives in Washington. Don't stay silent, don't let them stay silent either. The Post Office is still delivering Mail and you can Call them, you don't have to use Email, FaceBook, MySpace, Tweeter, YouTube or another Social Networking groups to stay in touch and make your voice heard. The President and his staff would make you think you do but you really don't.

Our best wishes to you. More later rrtyler rrtyler@gmail.com www.eldercareusa.info and www.chapter7usa.com All Rights Reserved rrtyler

Monday, June 29, 2009

Check Your Credit Reports Once A Year Free

Check the FTC.gov site ( www.ftc.gov) regarding information on Free Credit Reports. There are sites that sound like you get a free credit report but they have a payment aspect. The one site that you do get you Credit Reports for free once a year, from the three major reporting companies, is www.annualcreditreport.com . This site was set up by the three reporting companies for the convenience of the consumer and it is free. This provides you various protections including helping with Identity Theft. One of the best services for helping with prevention of Identity Theft is www.lifelock.com . Check it out carefully to make sure it is going to meet your needs. More Later rrtyler rrtyler@gmail.com FTC is Federal Trade Commission - one of the best Government sites for providing information regarding protecting american consumers.