Identity Theft - Don't Fall Victim - More Than 10 million Do Fall Victim

Identity Theft - Don't Fall Victim. You most likely already have serious financial problems, don't also become a victim of Identity Theft. Here is some help you compare services.

Compare various identity Theft Services http://www.identitytheftlabs.com/
Financial Protection www.lifelock.com Identity Theft - Included in the Identity Theft Services is "Life Lock." Many people should consider a service of this nature. According to ITL, more then 10 million people a year suffer some form of Identity Theft. I have know people who suffered from this crime and I think they would say a protection of this nature would be worth it. I say, you should at the very least consider one of these services to be protected. rrtyler@gmail.com rrtyler All Rights Reserved Tyler Research Company 2009 www.chapter7usa.com also, find help for the Elders in your family at www.eldercareusa.info

President Says "People Shouldn't Be Going Bankrupt Because They Get Sick"

That is a special statement to make but we haven't seen much in the way of helping those who need the help most and not certainly not represented aggressively in the Presidents Inner Circle. It is true, that a significant number of Chapter 7 Bankruptcies occur because of Illness and especially with those over 50. On the surface, this seems to be a simple matter but we can assure you it isn't a simple matter.

When does one find out that you are over your head during an expensive illness? When you walk in or carried into the hospital? Do they hand you a copy of their Price List? Do you know of any hospital that will give you a copy of their Price List? The FTC goes to great lengths to make sure that most things are marked clearly with a price. But, what about medical care- Hospitals, Doctors, etc etc...........the Medical Field seems to be exempt from these controls............so, we ask, when do you know that you can no longer afford to live like a respectable person but have just gone into debt to the point that only filing for Bankruptcy will cure your financial health condition? The Hospital most likely will know and have you coded as probable much sooner then you will have any idea.

So, what does the President mean? Is he going to help? If so, in Simple Terms, how? We will be happy to report as soon as we see a sign. A good start might be getting the Top Executives of AARP involved in advising the President's top people on the pressing needs of those over 50 begging the question, why are those receiving Social Security not receiving a Cost of Living increase this year? That would be a sign that the Administration is committed to helping those who need it. The Social Security recipients is a group that can least afford to not receive a Cost of Living increase. In a time when this country is in financial trouble but is still very generous to other countries, we think it is time to look to our own to make sure they are taken care of? We have people in this country who are in every bit as much trouble as those we see the Stars reaching out to in Africa and else where. Any idea how much this country give to countries in Africa? Might be interesting to know but let's take care of our own first. Or, are we hearing hollow words from the President?

We encourage you to keep informed and we think that AARP is your best and to be trusted source for those over 50 years of age. Inaddition, write and call your Representatives in Washington. Don't stay silent, don't let them stay silent either. The Post Office is still delivering Mail and you can Call them, you don't have to use Email, FaceBook, MySpace, Tweeter, YouTube or another Social Networking groups to stay in touch and make your voice heard. The President and his staff would make you think you do but you really don't.

Our best wishes to you. More later rrtyler rrtyler@gmail.com www.eldercareusa.info and www.chapter7usa.com All Rights Reserved rrtyler

Check Your Credit Reports Once A Year Free

Check the FTC.gov site ( www.ftc.gov) regarding information on Free Credit Reports. There are sites that sound like you get a free credit report but they have a payment aspect. The one site that you do get you Credit Reports for free once a year, from the three major reporting companies, is www.annualcreditreport.com . This site was set up by the three reporting companies for the convenience of the consumer and it is free. This provides you various protections including helping with Identity Theft. One of the best services for helping with prevention of Identity Theft is www.lifelock.com . Check it out carefully to make sure it is going to meet your needs. More Later rrtyler rrtyler@gmail.com FTC is Federal Trade Commission - one of the best Government sites for providing information regarding protecting american consumers.

Financial Help For Those With Staggering Medical Bills

It is reported almost half of all Bankruptcies stem from Medical Bills. Here is a web site that might be of help to you. http://www.patientadvocate.org/ Check this site if you are having trouble with your Medical Bills. Ms. Elizabeth Edwards (of Mr. John Edwards, Esq. fame) is one of the spokespersons for this group that has helped many people.

Share Your Story

With the weakened economy and thus the loss of so many jobs, there is a great increase in Personal Bankruptcy and we anticipate that rise will continue for sometime to come. Many people are caught in a situation where their bad credit is preventing them from being offered employment.


If you have a good tip for finding a job with bad credit or a Personal Bankruptcy on your Credit Report please post it or you can send the story to us and we will review it for posting. There is a growing number of people who need help. Please share and help others. More later. rrt rrt1616@aol.com

Attributes Of A Good Chapter 7 Attorney

Since your Attorney is the only person that is really going to help you in this situation you want one that is: Re-assuring, Non-judgemental, Communicative and Freely Available for questions. This doesn't sound like much but when it comes to helping protect what you will have left of your Estate you want someone who meets the aforementioned attributes. So, interview several before you select one. Have a second meeting with the one you are seriously considering and see if they checkout the sameway they did during the first meeting. This is a very important decision so take your time, don't get pushed into something you are going to regret. Be sure they specialize in Bankruptcy. (see our web site for more information regarding Attorney selection.) www.chapter7usa.com rrtyler@gmail.com more later rrt

Approved Pursuant to U.S.C. § 111

List of pre-approved Credit Counseling Agencies per U.S.C & 111 - here is the U.S. Department Of Justice (DOJ) web site reference to gain access to the contact information of companies pre-approved by DOJ for purposes of Pre-filing Credit Counseling (there is a fee) which is required by law that you have to complete before you can File for Chapter 7 - http://www.USDOJ.gov/ust/eo/bapcpa/ccde/cc_approved.htm


We are also listing a company that we know is a good one to deal with. They do not have offices in all states but they are available Online and Telephone in all 50 states. There is a fee for their services - it is reasonable and you can get the Counseling that is required. Here's the contact information:


Consumer Credit Counseling Services of Greater Atlanta http://www.cccsinc.org/ Phone 866-672-2227 - English and Spanish (If you contact them please mention that you were referred to them from us - rrtyler@gmail.com http://www.roberttyler.paintrocks.com/ http://www.chapter7usa.com/ )


More later rrt