List of pre-approved Credit Counseling Agencies per U.S.C & 111 - here is the U.S. Department Of Justice (DOJ) web site reference to gain access to the contact information of companies pre-approved by DOJ for purposes of Pre-filing Credit Counseling (there is a fee) which is required by law that you have to complete before you can File for Chapter 7 - http://www.USDOJ.gov/ust/eo/bapcpa/ccde/cc_approved.htm
We are also listing a company that we know is a good one to deal with. They do not have offices in all states but they are available Online and Telephone in all 50 states. There is a fee for their services - it is reasonable and you can get the Counseling that is required. Here's the contact information:
Consumer Credit Counseling Services of Greater Atlanta http://www.cccsinc.org/ Phone 866-672-2227 - English and Spanish (If you contact them please mention that you were referred to them from us - rrtyler@gmail.com http://www.roberttyler.paintrocks.com/ http://www.chapter7usa.com/ )
More later rrt
Showing posts with label DOJ. Show all posts
Showing posts with label DOJ. Show all posts
Sunday, June 7, 2009
Saturday, June 6, 2009
This Blog is a Public Service effort. Donations are welcome to help keep the information flowing. You are going to find information about the DOJ's rules and regulations more so here then any other place except the DOJ's manuals. We will be giving you the connection to the DOJ's web site with the pages of interest related to how the Department operates and the rules and regulations that the Trustee's operate under. By the way, the case Trustee's are not DOJ employees. They are independent contractors who are appointed by the DOJ through an application process and guessing Who You Know. Just guessing. More about Trustee's on the Web Site www.chapter7usa.com FYI, you don't have to be an Attorney to be a Trustee although many are. You just need extensive business experience. Trustee's are allowed to hire Attorneys to help with a case. All in all, between the Attorneys, Trustee's and the Judges it is a very small world. Everybody knows one another, just like you might know the workers in your office. The Attorney you are working with, they may also be hired by another Trustee to work on another case for a fee. Just makes for a small family of Professionals handling the Bankruptcy Cases in their Region. You should be aware of this relationship. When it comes time to negotiate something in your Estate you hope that your Attorney knows your Trustee very well.
Selecting An Attorney for Chapter 7 Bankruptcy
Here is a start at what to consider when reviewing Attorneys for represent you. This checklist might be a useful guide in the process:
1. Interview more than one Attorney. You should ask about the cases they have represented, how long they have been practicing Bankruptcy Law, what is the price they are going to charge for handling your case (note - court fees are standard, they should not vary from one attorney to the other.) - the Attorney Fees vary greatly. You could save several thousand dollars just by having multiple Attorneys to choose from. Check with CCCS for recommendations. (see below)
2. The Attorney you select will be the closet thing to a friend that you will have in this process. Conduct the initial interview and then select the ones that you want to conduct a second interview - you should be able to select your Attorney after the second interview. Remember, this is the person you will be spending the most time with during this process. Tell them everything, do not hide anything, give them a complete HONEST picture of your situation. Your case could be thrown out if you are not truthful.
3. Don't be rushed or pushed into a decision. This is the most important decision you are going to make.
4. Ask if your candidates have client references that you can check.
5. The only place that we have for you to ask for recommendations for Attorneys to consider is CCCS. "Consumer Credit Counseling Services of Greater Atlanta", this is a known national company. Here is their web site and 800 number.........800-672-2227 http://www.cccsinc.org/ There are other Services that the Department of Justice (DOJ) has approved and we will get the web site page reference for you that shows them. It will be in the next Post.
More later rrt rrtyler@gmail.com
1. Interview more than one Attorney. You should ask about the cases they have represented, how long they have been practicing Bankruptcy Law, what is the price they are going to charge for handling your case (note - court fees are standard, they should not vary from one attorney to the other.) - the Attorney Fees vary greatly. You could save several thousand dollars just by having multiple Attorneys to choose from. Check with CCCS for recommendations. (see below)
2. The Attorney you select will be the closet thing to a friend that you will have in this process. Conduct the initial interview and then select the ones that you want to conduct a second interview - you should be able to select your Attorney after the second interview. Remember, this is the person you will be spending the most time with during this process. Tell them everything, do not hide anything, give them a complete HONEST picture of your situation. Your case could be thrown out if you are not truthful.
3. Don't be rushed or pushed into a decision. This is the most important decision you are going to make.
4. Ask if your candidates have client references that you can check.
5. The only place that we have for you to ask for recommendations for Attorneys to consider is CCCS. "Consumer Credit Counseling Services of Greater Atlanta", this is a known national company. Here is their web site and 800 number.........800-672-2227 http://www.cccsinc.org/ There are other Services that the Department of Justice (DOJ) has approved and we will get the web site page reference for you that shows them. It will be in the next Post.
More later rrt rrtyler@gmail.com
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