Approved Pursuant to U.S.C. § 111

List of pre-approved Credit Counseling Agencies per U.S.C & 111 - here is the U.S. Department Of Justice (DOJ) web site reference to gain access to the contact information of companies pre-approved by DOJ for purposes of Pre-filing Credit Counseling (there is a fee) which is required by law that you have to complete before you can File for Chapter 7 - http://www.USDOJ.gov/ust/eo/bapcpa/ccde/cc_approved.htm


We are also listing a company that we know is a good one to deal with. They do not have offices in all states but they are available Online and Telephone in all 50 states. There is a fee for their services - it is reasonable and you can get the Counseling that is required. Here's the contact information:


Consumer Credit Counseling Services of Greater Atlanta http://www.cccsinc.org/ Phone 866-672-2227 - English and Spanish (If you contact them please mention that you were referred to them from us - rrtyler@gmail.com http://www.roberttyler.paintrocks.com/ http://www.chapter7usa.com/ )


More later rrt

Selecting An Attorney for Chapter 7 Bankruptcy

Here is a start at what to consider when reviewing Attorneys for represent you. This checklist might be a useful guide in the process:


1. Interview more than one Attorney. You should ask about the cases they have represented, how long they have been practicing Bankruptcy Law, what is the price they are going to charge for handling your case (note - court fees are standard, they should not vary from one attorney to the other.) - the Attorney Fees vary greatly. You could save several thousand dollars just by having multiple Attorneys to choose from. Check with CCCS for recommendations. (see below)


2. The Attorney you select will be the closet thing to a friend that you will have in this process. Conduct the initial interview and then select the ones that you want to conduct a second interview - you should be able to select your Attorney after the second interview. Remember, this is the person you will be spending the most time with during this process. Tell them everything, do not hide anything, give them a complete HONEST picture of your situation. Your case could be thrown out if you are not truthful.


3. Don't be rushed or pushed into a decision. This is the most important decision you are going to make.


4. Ask if your candidates have client references that you can check.


5. The only place that we have for you to ask for recommendations for Attorneys to consider is CCCS. "Consumer Credit Counseling Services of Greater Atlanta", this is a known national company. Here is their web site and 800 number.........800-672-2227 http://www.cccsinc.org/ There are other Services that the Department of Justice (DOJ) has approved and we will get the web site page reference for you that shows them. It will be in the next Post.

More later rrt rrtyler@gmail.com