Saturday, June 6, 2009

This Blog is a Public Service effort. Donations are welcome to help keep the information flowing. You are going to find information about the DOJ's rules and regulations more so here then any other place except the DOJ's manuals. We will be giving you the connection to the DOJ's web site with the pages of interest related to how the Department operates and the rules and regulations that the Trustee's operate under. By the way, the case Trustee's are not DOJ employees. They are independent contractors who are appointed by the DOJ through an application process and guessing Who You Know. Just guessing. More about Trustee's on the Web Site www.chapter7usa.com FYI, you don't have to be an Attorney to be a Trustee although many are. You just need extensive business experience. Trustee's are allowed to hire Attorneys to help with a case. All in all, between the Attorneys, Trustee's and the Judges it is a very small world. Everybody knows one another, just like you might know the workers in your office. The Attorney you are working with, they may also be hired by another Trustee to work on another case for a fee. Just makes for a small family of Professionals handling the Bankruptcy Cases in their Region. You should be aware of this relationship. When it comes time to negotiate something in your Estate you hope that your Attorney knows your Trustee very well.

Selecting An Attorney for Chapter 7 Bankruptcy

Here is a start at what to consider when reviewing Attorneys for represent you. This checklist might be a useful guide in the process:


1. Interview more than one Attorney. You should ask about the cases they have represented, how long they have been practicing Bankruptcy Law, what is the price they are going to charge for handling your case (note - court fees are standard, they should not vary from one attorney to the other.) - the Attorney Fees vary greatly. You could save several thousand dollars just by having multiple Attorneys to choose from. Check with CCCS for recommendations. (see below)


2. The Attorney you select will be the closet thing to a friend that you will have in this process. Conduct the initial interview and then select the ones that you want to conduct a second interview - you should be able to select your Attorney after the second interview. Remember, this is the person you will be spending the most time with during this process. Tell them everything, do not hide anything, give them a complete HONEST picture of your situation. Your case could be thrown out if you are not truthful.


3. Don't be rushed or pushed into a decision. This is the most important decision you are going to make.


4. Ask if your candidates have client references that you can check.


5. The only place that we have for you to ask for recommendations for Attorneys to consider is CCCS. "Consumer Credit Counseling Services of Greater Atlanta", this is a known national company. Here is their web site and 800 number.........800-672-2227 http://www.cccsinc.org/ There are other Services that the Department of Justice (DOJ) has approved and we will get the web site page reference for you that shows them. It will be in the next Post.

More later rrt rrtyler@gmail.com

Welcome To Chapter 7 Personal Bankruptcy Blog

This Blog has been several years in coming. It supports our web site http://www.chapter7usa.com/ which we feel will be very useful to those who are having to face the possibility of Personal Bankruptcy Chapter 7. There is no Joy in this very serious process. No one plans to face this situation. Please let us know if we can be supplying additional information. Just remember that we do not supply Legal Advice. What we do advise is - hire an Attorney that specializes in Chapter 7 Bankruptcy cases. Our Chapter 7 web site helps you regarding the process of picking an Attorney which is the single most important decision you will make after you decide to file. We wish you the best of luck and hope that you find our information helpful. see http://www.chapter7usa.com/. More later. rrt rrtyler@gmail.com